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Remember the housing meltdown? The formula for the housing boom and bust was simple. That money was then spent on homes with the expectation that the price of the home would go up and it could easily be flipped or refinanced at a profit.
As long as prices kept on going up, everyone was happy. And prices kept on going up. And as long as pricing kept on going up real estate agents kept on selling homes and finding money for buyers. Until the easy money stopped. First sales slowed, then prices started falling and then the housing bubble burst.
We know the rest of the story.
We are still mired in the consequences. Can someone please explain to me how what is happening in higher education is any different? Its far too easy to borrow money for college. Did you know that there is more outstanding debt for student loans than there is for Auto Loans or Credit Card loans?
The 37mm holders of student loans have more debt than the mm or so credit card owners in this country and more than the all of the debt on cars in this country. While the average student loan debt is about 23k.
We freak out about the Trillions of dollars in debt our country faces. The point of the numbers is that getting a student loan is easy. You know who knows that the money is easy better than anyone?
The schools that are taking that student loan money in tuition. Which is exactly why they have no problems raising costs for tuition each and every year. Raise prices and easy money will be there to pay your price.
Right now there is a never ending supply of buyers. Its the collegiate equivalent of flipping houses. In fact they will realize that college may be the option for fun and entertainment, but not for education.
Prices for traditional higher education will skyrocket so high over the next several years that potential students will start to make their way to non accredited institutions.
As an employer I want the best prepared and qualified employees. I could care less if the source of their education was accredited by a bunch of old men and women who think they know what is best for the world. I want people who can do the job. I want the best and brightest. Not a piece of paper.
The competition from new forms of education is starting to appear. Particularly in the tech world. Online and physical classrooms are popping up everywhere.Amtrust Financial Services, Inc. is currently hiring for a Underwriting Assistant position in Latham,NY.
What are the average salary ranges for jobs in the Insurance category? There are a wide range of jobs in the Insurance category and their pay varies significantly based on job title. Salaries below are US National averages data from September 01, Hays Ireland Salary Guide For the launch of the Hays Ireland Salary Guide , Maureen Lynch, Hays Director, was joined by Dermot O'Leary.
Chief Economist, Goodbody, to discuss the . The average salary for a Underwriter is £35, in London, UK. Salaries estimates are based on 64 salaries submitted anonymously to Glassdoor by Underwriter employees in London, UK.
Salaries for Related Job Titles. Her underwriting background is invaluable to our department. Based on this alone I would say that starting in underwriting would be an excellent way to both learn more about insurance and get your foot in the door at an insurance company.